Can I vape at work? I am a smoker and am struggling to quit the habit. I decided to switch to e-cigarettes to try and break my addiction. I started vaping at my desk as it’s more productive than taking smoke-breaks outside. But then my employer gave me a verbal warning for smoking in the office. I feel this is really unfair, because I’ve been told that e-cigarettes aren’t included in the no-smoking laws. Can I ignore the warning and continue to use my e-cigarettes at my desk?   Read More.....

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Are you looking for a CPA-compliant Lease Agreement? We have the solution for you! If you’re asking, “What is a CPA-compliant Lease Agreement?” then read on. When the CPA was initially enacted, most people homed in on the obvious impact, such as the reigning in of retailers selling defective products to customers. It didn’t take long for a new realisation to kick in: the CPA also applies to residential lease agreements! Read More.....

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I have an account with my local pharmacy. I went on holiday completely forgetting to settle the account, and so I was about three weeks late in paying. When I got my next statement I was surprised to see that they charged me interest of 10%. Can they do this? It seems a bit excessive.  

A:

This transaction would be viewed as an “incidental credit transaction” in terms of the National Credit Act, and the maximum interest rate that they can charge in terms of this Act is 2% per month, provided there is a written agreement in place. In the interests of clarity, we always suggest that creditors, suppliers and service providers who intend on charging interest should have written terms. These terms should include an interest clause that specifies the interest that will be charged on overdue amounts (no more 2% per month). Read More.....

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There’s nothing like a competition to raise the spirits. As they say, you’re not in it until you’re in it. But when you are in it, that’s when things start happening. The palms go clammy, the anxious knots eat at your stomach, and your nerves are all a-jitter. Your head computes that your chances of winning are even lower than your chances of your boss tripling your salary with immediate effect. Yet still, the ticket in your hand ignites a small flame of hope as you plead with your chosen deity to select your number out the hat. The challenge is that if there’re no promotional competition rules your entry might not even be legal. Read More.....

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A brainwave hits you while you’re out one evening with a group of friends, and your idea just pops out your mouth while you’re sipping your second Pan Galactic Gargle Blaster. As it happens, your friends think you’re a genius for coming up with such an innovative concept, and the next thing you know you’re all going into business together. The next morning you wake up with a sore head and a long list of to-do items scrawled on a paper napkin. Topping the list is the registration of a (Pty) Ltd. But do you know how to register a new company? Where on earth do you start? Traditionally you’d find a good accountant who could do it all for you. But the problem with start-ups is that while they’re full of good ideas, they’re generally empty in the finances department. The good news is that you don’t have to be an accountant to know how to register a new company. You can do it yourself. Registration of a company can be done online, at a far reduced fee than what an accountant would charge. Read More.....

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So, you’ve downloaded your template contract from Agreements Online. Great choice! Or perhaps you’ve had an agreement custom-drafted by a lawyer, or your business associate has sent you their contract to sign. The next step is for you to sign your binding agreement and throw it on top of your over-flowing filing basket, right? Wrong! If you have a legal contract in hand you’re certainly 90% there. But you still need to do a few things before your document can be considered a legally-binding agreement and ready to be implemented. Read More.....

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